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0001050502-02-000779 Sample Contracts

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Exhibit 99.10 ------------- [LETTERHEAD OF EMB CORPORATION] September 3, 2002 Rodney K. Thompson, President FGFC Holdings, Inc. 3 Hutton Centre Drive Suite 150 Santa Ana, CA 92707 Re: Purchase Agreement dated September 30, 2001 Dear Mr. Thompson: On...
Purchase Agreement • September 17th, 2002 • Emb Corp • Mortgage bankers & loan correspondents

On behalf of EMB Corporation, I acknowledge receipt of your letter dated August 29, 2002 concerning the status of the Purchase Agreement dated September 30, 2001 (the "Agreement") by and among EMB Corporation ("EMB"), FGFC Holdings, Inc. ("FGFC"), and First Guaranty Financial Corporation ("First Guaranty").

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