0001068238-05-000632 Sample Contracts

CREDIT SUISSE FIRST BOSTON MORTGAGE ACCEPTANCE CORP. as Depositor and WILMINGTON TRUST COMPANY as Owner Trustee TRUST AGREEMENT Dated as of August 5, 2005 Irwin Whole Loan Home Equity Trust 2005-C
Trust Agreement • August 31st, 2005 • Irwin Whole Loan Home Equity Trust 2005-C • Asset-backed securities • Delaware

This Trust Agreement, dated as of August 5, 2005 (as may be amended, modified or supplemented and in effect from time to time, this “Trust Agreement”), between CREDIT SUISSE FIRST BOSTON MORTGAGE ACCEPTANCE CORP., a Delaware corporation, as depositor (the “Depositor”) and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as owner trustee (the “Owner Trustee”),

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LOAN PURCHASE AGREEMENT
Loan Purchase Agreement • August 31st, 2005 • Irwin Whole Loan Home Equity Trust 2005-C • Asset-backed securities • New York

THIS LOAN PURCHASE AGREEMENT, dated August 5, 2005, is entered into by and among DLJ Mortgage Capital, Inc., a Delaware corporation (“Seller”), Credit Suisse First Boston Mortgage Acceptance Corp., a Delaware corporation (“Purchaser”), U.S. Bank National Association, as indenture trustee (the “Indenture Trustee”) and Irwin Whole Loan Home Equity Trust 2005-C (the “Issuer”):

IRWIN UNION BANK AND TRUST COMPANY, as Servicer IRWIN WHOLE LOAN HOME EQUITY TRUST 2005-C, as Issuer and as Indenture Trustee SERVICING AGREEMENT Dated as of August 5, 2005
Servicing Agreement • August 31st, 2005 • Irwin Whole Loan Home Equity Trust 2005-C • Asset-backed securities • New York
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