0001072613-99-000044 Sample Contracts

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EXHIBIT 4. Joint Filing Agreement
Joint Filing Agreement • July 1st, 1999 • Citizens Financial Group Inc/De • State commercial banks
WITNESSETH:
Stock Option Agreement • July 1st, 1999 • Citizens Financial Group Inc/De • State commercial banks • Massachusetts
ARTICLE I THE MERGER
Merger Agreement • July 1st, 1999 • Citizens Financial Group Inc/De • State commercial banks • Massachusetts
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