0001077048-05-000231 Sample Contracts

Confidential Cash Card Issuer Agreement
Reserve Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • Illinois

This Cash Card Issuer Agreement ("Agreement") is entered into as of October 11 , 2002 ("Effective Date"), by and between NBO Systems, Inc., a Maryland corporation, whose address is 3676 West California Avenue, Building D, Salt Lake City, UT 84104 ("Issuer") and Discover Financial Services, Inc. ("DFS"), a Delaware Corporation, whose address is 2500 Lake Cook Road, Riverwoods, Illinois 60015.

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STORED VALUE CARD SERVICE AGREEMENT dated as of April 1, 2003 between FIRST DATA RESOURCES INC. and NBO SYSTEMS, INC.
Sponsor Bank Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • Nebraska

This Stored Value Card Service Agreement ("Agreement") dated as of April 1, 2003 ("Effective Date"), is between First Data Resources Inc. ("FDR") and NBO Systems, Inc. ("Customer").

MARKETER AGREEMENT
Marketer Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • South Dakota

This Marketer Agreement (the "Agreement") dated as of September 2, 2004 (the "Effective Date") is between NBO Systems, Inc. whose address is 3676 W. California Ave. Bldg. D, Salt Lake City, UT 84104 ("Client") and First Federal Savings Bank of the Midwest, dba Meta Payment Systems, whose address is 2500 S. Minnesota Ave, Sioux Falls, South Dakota 57105 ("Bank"). Each may be referred to here in as a "Party" or collectively as "Parties".

ACH ORIGINATION AGREEMENT [Florida Bank, N.A. Logo]
Confidential Treatment • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • Florida

THIS AGREEMENT is made this 30th day of December, 2003, by and between NBO Systems Inc. DBA The Gift Certificate Company ("Company" or "Originator") and Florida Bank, N.A. ("Financial Institution" or "ODFI").

Merchant Processing Agreement Between NOVA Information Systems, Inc., And NBO Systems, Inc.
Merchant Processing Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • Georgia

This Merchant Processing Agreement ("Agreement") is entered into as of the date set forth below, by and among NBO Systems, Inc. ("Merchant" or "you"), NOVA Information Systems, Inc., a Georgia corporation ("NOVA") and U.S. Bank, N.A., Minneapolis, MN, a national banking association ("Member").

FIRST AMENDMENT TO CONTRACT SERVICES AGREEMENT
Confidential Treatment • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec

THIS FIRST AMENDMENT (the "Amendment") to the Contract Services Agreement (the "Agreement") is made as of the 9th day of September 2004, by and between NBO Systems, Inc. ("NBO"), a Maryland Corporation, with its principal place of business at 3676 W. California Avenue, Bldg. D, Salt Lake City, Utah 84104 and Glimcher Properties Limited Partnership, (the "Customer"), with its principal place of business at 150 East Gay Street, Columbus, Ohio 43215. NBO and Customer are sometimes each referred to herein as a "Party" and collectively the "Parties".

CONTRACT SERVICES AGREEMENT
Contract Services Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • Ohio

This CONTRACT SERVICES AGREEMENT (this "Agreement") is entered into effective as of October 14, 2003 (the "Effective Date") by and between NBO Systems, Inc., a Maryland Corporation ("NBO"), with its principal place of business at 3676 W. California Avenue, Building D, Salt Lake City, Utah 84104, and Glimcher Properties Limited Partnership ("Customer"), with an address of 150 East Gay Street, Columbus, OH 43215. NBO and Customer are sometimes each referred to herein as a "Party" and collectively the, "Parties."

LETTER OF INTENT
Confidential Treatment • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec

This LETTER OF INTENT (this "LOI") is entered into effective as of NOVEMBER 9, 2004 (the "Effective Date") by and between NBO Systems, Inc., a Maryland Corporation ("NBO"), with its principal place of business at 3676 W. California Avenue, Building D, Salt Lake City, Utah 84104, and GREAT LAKES SCRIP CENTER, L.L.C. ("GLSC"), with an address of 2111 44th Street Southeast, Grand Rapids, Michigan, 49506. NBO and GLSC are sometimes each referred to herein as a "Party" and collectively the "Parties".

LEASE AMENDMENT #1
Nbo Systems Inc • May 2nd, 2005 • Services-business services, nec

This Amendment has been prepared for submission to your attorney for their approval. No representation or recommendation is made by the Lessor or Its agents or employees as to the legal effect or tax consequences of this Lease Amendment or the transaction relating thereto.

ADDENDUM TO INTERNET GIFT CARD(S) AGREEMENT
Nbo Systems Inc • May 2nd, 2005 • Services-business services, nec

THIS ADDENDUM ("Addendum") to the INTERNET GIFT CARD(S) AGREEMENT dated April 1, 2001, is entered into and is effective as of August 8, 2003 (the "Effective Date") by and between NBO Systems, Inc., a Maryland Corporation ("NBO"), with its principal place of business at 3676 W. California Avenue, Building D, Salt Lake City, Utah 84104, and GMRI, Inc., ("Operator"), with offices located at 6100 Lake Ellenor Dr., Orlando, FL 32809. NBO and Operator are sometimes each referred to herein as a "Party" and collectively the "Parties."

ORIGINATING DEPOSITORY FINANCIAL INSTITUTION ("ODFI") Originator Agreement
Confidential Treatment • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • South Dakota

The ORIGINATING DEPOSITORY FINANCIAL INSTITUTION ("ODFI") Originator Agreement (the "Agreement") dated as of September 13, 2004 and (the "Effective Date") is between NBO Systems, Inc. whose address is 3676 W. California Ave, Bldg. D, Salt Lake City, UT 84104 ("Client") and First Federal Savings Bank of the Midwest, dba Meta Payment Systems, whose address is 2500 S Minnesota Ave, Sioux Falls, South Dakota 57105 ("Bank"). Each may be referred to here in as a "Party" or collectively as "Parties".

LICENSE AND SERVICES AGREEMENT (FULL SERVICE LOYALTY/BENEFITS APPLICATION) BETWEEN CARD COMMERCE INTERNATIONAL, INC. AND NBO SYSTEMS, INC.
License and Services Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • California

THIS LICENSE AND SERVICES AGREEMENT ("Agreement") is made and entered into as of the 31st day of July 2002, by and between Card Commerce International, Inc., a Delaware corporation ("CCI"), and the party whose signature appears on the signature page hereto ("Customer"), with reference to the following facts:

MERCHANT PARTICIPATION AGREEMENT
Confidential Treatment • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • Colorado

This Agreement is entered into as of 10-25, 2004 ("Effective Date"), by and between NBO Systems, Inc., ("NBO") also doing business as Children's Heroes, located at 3676 W. California Avenue, Bldg. D, Salt Lake City, Utah 84104, and [ * * * ] ("Merchant") with business locations as provided herein, collectively referred herein as the ("Parties").

Stored Value Product Agreement between Adaptive Marketing LLC and NBO Systems, Inc.
Confidential Treatment • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • Connecticut

THIS AGREEMENT, dated as of November 19, 2004 (the "Effective Date"), is by and between Adaptive Marketing LLC, a Delaware limited liability company ("Adaptive"), with offices located at 680 Washington Boulevard, 11th Floor, Stamford, Connecticut 06901, and NBO Systems, Inc. ("Vendor"), with offices located at 3676 W. California Avenue, Building D, Salt Lake City, Utah 84104. Adaptive and Vendor may be referred to hereinafter together as the "Parties" and individually as a "Party".

ADDENDUM TO INTERNET GIFT CARD(S) AGREEMENT
Confidential Treatment • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec

THIS ADDENDUM ("Addendum") to the INTERNET GIFT CARD(S) FULFILLMENT AGREEMENT dated April 1, 2001 is entered into and is effective as of August 8, 2004 (the "Effective Date") by and between NBO Systems, Inc., a Maryland Corporation ("NBO"), with its principal place of business at 3676 W. California Avenue, Building D, Salt Lake City, Utah 84104, and Darden GC Corp, with offices located at 6100 Lake Ellenor Dr., Orlando, FL 32809. NBO and the Darden GC Corp are sometimes each referred to herein as a "Party" and collectively as the "Parties."

MASTER SERVICES AGREEMENT
Master Services Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • Colorado

THIS MASTER SERVICES AGREEMENT ("Agreement") is entered into as of the 31st day of October, 2002 (the "Effective Date"), by and between IPS CARD SOLUTIONS, INC., a Maryland corporation, doing business as ValueLink, whose principal place of business is 12500 East Belford Avenue, Englewood, Colorado 80111 ("ValueLink"), and NBO SYSTEMS, INC., a Maryland corporation, whose principal place of business is 3676 West California Avenue, Building D, Salt Lake City, Utah 84104 ("Supplier").

ODFI Originator Agreement [FINAL]
Odfi Originator Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • South Dakota

The ODFI Originator Agreement (the "Agreement") dated as of March 19_, 2004 and is between NBO Systems, Inc. whose address is 3676 W. California Ave. Bldg. D, Salt Lake City, Utah 84104 ("Client") and BANKFIRST, whose address is 2600 W. 49th Street, Sioux Falls, South Dakota 57105 ("Bank").

CARD SPONSORSHIP AGREEMENT
Card Sponsorship Agreement • May 2nd, 2005 • Nbo Systems Inc • Services-business services, nec • South Dakota

The Card Sponsorship Agreement (the "Agreement") dated as of April 9, 2003, and is between NBO Systems, Inc whose address is 3676 W. California Ave. Bldg. D, Salt Lake City, Utah 84104 ("Client") and BANKFIRST, whose address is 2600 W. 49th Street, Sioux Falls, South Dakota 57105 ("Bank").

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