0001077771-21-000011 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • February 25th, 2021 • Umpqua Holdings Corp • Savings institution, federally chartered • Oregon

This Employment Agreement (this “Agreement”) is entered into by and between Umpqua Bank (“Umpqua”) and Lisa White (“Officer”) effective as of September 28, 2020.

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UMPQUA HOLDINGS CORPORATION RESTRICTED STOCK AWARD AGREEMENT
Restricted Stock Award Agreement • February 25th, 2021 • Umpqua Holdings Corp • Savings institution, federally chartered • Oregon

Pursuant to the terms of the Notice of Restricted Stock Award or Notice of Performance Share Award (the "Notice") and this Restricted Stock Award Agreement (together with the Notice, the "Agreement" or "Award Agreement"), Umpqua Holdings Corporation, including its Subsidiaries and any successor corporation (the "Company"), grants to the Participant named in the Notice (the "Participant"), in consideration for Participant’s services to the Company, a Restricted Stock Award or Performance Share Award (the "Award") pursuant to the Company’s 2013 Incentive Plan (the "Plan") and subject to the restrictions and conditions contained herein and in the Notice and the Plan.

AMENDMENT TO EMPLOYMENT AGREEMENT
Employment Agreement • February 25th, 2021 • Umpqua Holdings Corp • Savings institution, federally chartered

This Amendment to Employment Agreement (the “Amendment”) is dated effective September 28, 2020 and amends the Employment Agreement by and between Umpqua Bank and the undersigned officer (as previously amended, the “Employment Agreement”).

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