0001078782-11-000452 Sample Contracts

JOINT FILING AGREEMENT
Joint Filing Agreement • February 22nd, 2011 • United Insurance Holdings Corp. • Fire, marine & casualty insurance

The undersigned acknowledge and agree that the foregoing Schedule 13D is filed on behalf of each of the undersigned and that all subsequent amendments thereto may be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. The undersigned acknowledge that each shall be responsible for the timely filing of such amendments and for the completeness and accuracy of the information concerning such person contained herein, but shall not be responsible for the completeness and accuracy concerning the other signatories, except to the extent that such person knows or has reason to believe that such information is inaccurate.

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AGREEMENT
Agreement • February 22nd, 2011 • United Insurance Holdings Corp. • Fire, marine & casualty insurance • Florida

THIS AGREEMENT effective as of February 14, 2011, is made by and between NEIL W. SAVAGE, WILLIAM W. HOOD and KERN M. DAVIS, all of whom are residents of Pinellas County, Florida and former directors of UNITED INSURANCE HOLDINGS, LC and UNITED PROPERTY AND CASUALTY INSURANCE COMPANY. On September 30, 2008, United Insurance Holdings, LC merged with FMG Acquisition Corp., thereby creating UNITED INSURANCE HOLDINGS CORP. (“United” or “Issuer”). As used herein, Mr. Savage, Mr. Hood and Mr. Davis are sometimes referred to as the “Group Members” or “Solicitors”.

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