0001078782-11-003818 Sample Contracts

SHARE EXCHANGE AGREEMENT by and among
Share Exchange Agreement • January 3rd, 2012 • Efactor Holdings Inc • Services-computer processing & data preparation • Nevada

This SHARE EXCHANGE AGREEMENT (“Agreement”) is entered into as of this 24th day of September, 2011, by and among EFactor Holdings, Inc., a Nevada corporation (“EHI”), with offices at 105 Barbaree Way, Tiburon, CA 94920, EFactor, Corp., a Delaware corporation (“EFactor”), with offices at 870 Market Street, Suite 828, San Francisco, CA, 94102, and the stockholders of EFactor (collectively, the “EFactor Stockholders,” individually, an “EFactor Stockholder”), as set forth on Exhibit A, attached hereto. Each of the parties to this Agreement is individually referred to herein as a “Party” and collectively, as the “Parties.”

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CHIEF EXECUTIVE EMPLOYMENT AGREEMENT
Settlement Agreement and Release • January 3rd, 2012 • Efactor Holdings Inc • Services-computer processing & data preparation • California

THIS AGREEMENT is made and entered into this 19th day of October, 2011, by and between EFactor Holdings, Inc., a Nevada corporation (the "Company"), and Adrie Reinders ("Executive").

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