AMENDMENT NO. 1 AND CONSENT Dated as of August 1, 2005 to CREDIT AGREEMENT Dated as of June 7, 2005Credit Agreement • August 1st, 2005 • Encore Capital Group Inc • Short-term business credit institutions • New York
THIS AMENDMENT NO. 1 AND CONSENT (“Amendment”) is made as of August 1, 2005 (the “Effective Date”) by and among Encore Capital Group, Inc. (the “Borrower”), the financial institutions listed on the signature pages hereof (the “Lenders”) and JPMorgan Chase Bank, N.A., as Administrative Agent (the “Agent”), under that certain Credit Agreement dated as of June 7, 2005 by and among the Borrower, the Lenders and the Agent (the “Credit Agreement”). Capitalized terms used herein and not otherwise defined herein shall have the respective meanings given to them in the Credit Agreement.
