MANULIFE FINANCIAL CORPORATION DEBT SECURITIES UNDERWRITING AGREEMENTUnderwriting Agreement • March 2nd, 2016 • Manulife Financial Corp • Life insurance • New York
redeemed plus accrued and unpaid interest to, but excluding, the redemption date and (ii) the sum of the present values of the remaining scheduled payments of principal and interest (excluding interest accrued to the redemption date) discounted to the redemption date on a semi-annual basis, assuming a 360-day year consisting of twelve 30-day months, at the Treasury Rate plus 35 basis points, plus accrued and unpaid interest to, but excluding, the redemption date. Trade Date: March 1, 2016 Settlement Date: March 4, 2016 (T+3) CUSIP/ISIN: 56501R AC0 / US56501RAC07 Joint Book-Running Managers: Citigroup Global Markets Inc. Morgan Stanley & Co. LLC Co-Managers: Goldman, Sachs & Co. Merrill Lynch, Pierce, Fenner & Smith Incorporated J.P. Morgan Securities LLC Wells Fargo Securities, LLC Barclays Capital Inc. BNP Paribas Securities Corp. ANZ Securities, Inc. HSBC Securities (USA) Inc. Mitsubishi UFJ Securities (USA), Inc. SMBC Nikko Securities America, Inc. Standard Chartered Bank
