0001089355-05-000024 Sample Contracts

GUARANTEE AGREEMENT GOLD BANC CORPORATION, INC. Dated as of November 10, 2004
Guarantee Agreement • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks • New York

This GUARANTEE AGREEMENT (the "Guarantee"), dated as of November 10, 2004, is executed and delivered by Gold Banc Corporation, Inc., incorporated in Kansas (the "Guarantor"), and JPMorgan Chase Bank, as trustee (the "Guarantee Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Gold Banc Capital Trust V, a Delaware statutory trust (the "Issuer").

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FEDERAL HOME LOAN BANK OF ATLANTA AGREEMENT FOR ADVANCES AND SECURITY AGREEMENT WITH BLANKET FLOATING LIEN
Agreement for Advances and Security Agreement With Blanket Floating Lien • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks • Georgia

AGREEMENT, dated as of December, 21 1994 between American Bank of Bradenton having its principal place of business at 4702 Cortez Road West, Bradenton, FL 34210 ("Member") and the Federal Home Loan Bank of Atlanta, 1475 Peachtree Street, N. E., Atlanta, Georgia 30309 ("Bank").

ISDA® International Swaps and Derivatives Association, Inc. CREDIT SUPPORT ANNEX to the Schedule to the ISDA MASTER AGREEMENT dated as of November 16, 2004 between WACHOVIA BANK, NATIONAL ASSOCIATION ("Party A") and GOLD BANK ("Party B")
Credit Support Annex • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks

This Annex supplements, forms part of, and is subject to, the ISDA Master Agreement referred to above (this "Agreement"), is part of its Schedule and is a Credit Support Document under this Agreement with respect to each party.

ISDA® International Swap Dealers Association, Inc. MASTER AGREEMENT dated as of November 16, 2004
Isda Master Agreement • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks • New York

have entered and/or anticipate entering into one or more transactions (each a "Transaction") that are or will be governed by this Master Agreement, which includes the schedule (the "Schedule"), and the documents and other confirming evidence (each a "Confirmation") exchanged between the parties confirming those Transactions.

AMENDED TRANSACTION
Transaction Confirmation • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks

The purpose of this letter agreement (this 'Confirmation') is to set forth the terms and conditions of the Transaction entered into between GOLD BANK – KANSAS ('Counterparty) and Citibank N.A., New York ('Citibank') on the Trade Date specified below (the 'Transaction'). This Confirmation amends, restates and supersedes any prior Confirmation for this Transaction.

AMENDED TRANSACTION
Transaction Confirmation • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks

The purpose of this letter agreement (this 'Confirmation') is to set forth the terms and conditions of the Transaction entered into between GOLD BANK – KANSAS ('Counterparty') and Citibank N.A., New York ('Citibank') on the Trade Date specified below (the 'Transaction'). This Confirmation amends, restates and supersedes any prior Confirmation for this Transaction.

FEDERAL HOME LOAN BANK OF DES MOINES Des Moines, Iowa AGREEMENT FOR ADVANCES, PLEDGE AND SECURITY AGREEMENT
Agreement for Advances, Pledge and Security Agreement • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks • Iowa

This Agreement for Advances, Pledge and Security Agreement ("Agreement"), effective the 16th day of January, 1989, is entered between PROVIDENT SAVINGS AND LOAN ASSOCIATION ("Member"), with principal offices at St. Joseph, Missouri and the Federal Home Loan Bank of Des Moines ("Bank"), with principal offices at 907 Walnut, Des Moines, Iowa 50309.

ACKNOWLEDGMENT AND ASSUMPTION AGREEMENT
Acknowledgment and Assumption Agreement • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks

THIS ACKNOWLEDGMENT AND ASSUMPTION AGREEMENT ("Agreement") is made and entered into as of the 27th day of October, 2004, by and between GOLD BANK, a Kansas banking corporation ("Gold Bank"), and the FEDERAL HOME LOAN BANK OF ATLANTA, a corporation organized and existing under the laws of the United States of America ("Bank').

FEDERAL HOME LOAN BANK OF TOPEKA Advance, Pledge and Security Agreement (Blanket Pledge)
Advance, Pledge and Security Agreement • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks • Kansas

This Advance, Pledge and Security Agreement (Agreement) is made as of the effective date set forth above by and between the Federal Home Loan Bank of Topeka (Bank) and the above-described institution (Institution).

GOLD BANK Employment Agreement
Employment Agreement • March 16th, 2005 • Gold Banc Corp Inc • National commercial banks • Florida

THIS EMPLOYMENT AGREEMENT (the "Agreement') is made and entered into effective as of the 18th day of April 2002 (the "Effective Date"), by and between Jerry L. Neff (referred to herein as "Employee") and Gold Bank, formerly know as American Bank (referred to herein as "Employer").

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