0001095073-04-000042 Sample Contracts

October 14, 2004 Mr. Mark de Saram 4 Roundwood Park Harpenden Herts, England AL5 3AB Dear Mr. de Saram:
Employment Agreement • October 14th, 2004 • Everest Re Group LTD • Accident & health insurance

This letter (“Agreement”) is to confirm that Everest Reinsurance (Bermuda), Ltd. (“Company”) wishes to make you an offer of employment subject to the following terms and conditions. The term “Group” as used in this letter shall refer to Everest Re Group, Ltd. and all its subsidiaries and affiliates as now or hereafter constituted.

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GENERAL RELEASE AND WAIVER
General Release and Waiver • October 14th, 2004 • Everest Re Group LTD • Accident & health insurance
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