0001095073-05-000031 Sample Contracts

EVEREST RE GROUP, LTD.
Restricted Stock Award Agreement • September 22nd, 2005 • Everest Re Group LTD • Fire, marine & casualty insurance

The Restricted Stock Award Agreement between Everest Re Group, Ltd. and William F. Galtney, Jr. dated May 25, 2005 is hereby amended as set forth below:

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Adopted September 21, 2005 EVEREST RE GROUP, LTD. RESTRICTED STOCK AWARD AGREEMENT
Restricted Stock Award Agreement • September 22nd, 2005 • Everest Re Group LTD • Fire, marine & casualty insurance

This Agreement is made as of the Grant Date (as defined in paragraph 1 below), by and between Everest Re Group, Ltd. (the “Corporation”) and the Participant.

EVEREST RE GROUP, LTD. RESTRICTED STOCK AWARD AGREEMENT
Restricted Stock Award Agreement • September 22nd, 2005 • Everest Re Group LTD • Fire, marine & casualty insurance

This Agreement is made as of the Grant Date (as defined in paragraph 1 below), by and between Everest Re Group, Ltd. (the “Corporation”) and the Participant.

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