LOAN CONVERSION AGREEMENT THIS LOAN CONVERSION AGREEMENT (the "AGREEMENT") is entered into as of June 6, 2002 (the "Effective Date") by and between ROBERT F. LUTZ ("Lender") whose address is 71 Biltmore Estates, Phoenix, AZ 85016, and SKINVISIBLE,...Loan Conversion Agreement • August 14th, 2002 • Skinvisible Inc • Soap, detergents, cleang preparations, perfumes, cosmetics
