0001104659-03-010006 Sample Contracts

AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Employment Agreement • May 15th, 2003 • American Residential Investment Trust Inc • Real estate investment trusts • California

This Amended and Restated Employment Agreement (“Agreement”) is made effective as of January 1, 2003 (“Effective Date”), by and between American Mortgage Network, Inc., a Delaware corporation, and a subsidiary of American Residential Investment Trust, Inc., a Maryland corporation (“Company”) and Judith Berry (“Executive”).

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EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 15th, 2003 • American Residential Investment Trust Inc • Real estate investment trusts • California

This Executive Employment Agreement (“Agreement”) is made effective as of January 1, 2003 (“Effective Date”), by and between American Mortgage Network, Inc., a Delaware corporation, and a subsidiary of American Residential Investment Trust, Inc., a Maryland corporation (“Company”) and Lisa Faulk (“Executive”).

LEASE SORRENTO WATERIDGE PARTNERS, L.P., a California limited partnership Landlord AMERICAN RESIDENTIAL INVESTMENT TRUST, INC., a Maryland corporation Tenant
Lease • May 15th, 2003 • American Residential Investment Trust Inc • Real estate investment trusts • California

THIS LEASE (“Lease”) is made this day of November, 2001, by and between SORRENTO WATERIDGE PARTNERS, L.P., a California limited partnership (“Landlord”), and AMERICAN RESIDENTIAL INVESTMENT TRUST, INC., a Maryland corporation (“Tenant”).

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