0001104659-03-010837 Sample Contracts

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CONSULTING AGREEMENT
Consulting Agreement • May 20th, 2003 • Penn Treaty American Corp • Accident & health insurance • Pennsylvania

THIS CONSULTING AGREEMENT (this “Agreement”), made and entered into as of the 28th day of April, 2003 (the “Effective Date”) by and between Penn Treaty American Corporation, a Pennsylvania Corporation (the “Company”) and Irving Levit (“Executive”).

FIRST SUPPLEMENTAL INDENTURE
First Supplemental Indenture • May 20th, 2003 • Penn Treaty American Corp • Accident & health insurance • New York

This FIRST SUPPLEMENTAL INDENTURE (this “Supplemental Indenture”), dated as of March 5, 2003, between Penn Treaty American Corporation (the “Company”) and Wells Fargo Bank Minnesota, N.A., as trustee under the Indenture referred to below (the “Trustee”).

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