0001104659-03-011255 Sample Contracts

NONQUALIFIED STOCK OPTION AGREEMENT AVAILENT FINANCIAL, INC.
Nonqualified Stock Option Agreement • May 28th, 2003 • Availent Financial Inc • Finance services • Delaware
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NONQUALIFIED STOCK OPTION AGREEMENT AVAILENT FINANCIAL, INC.
Nonqualified Stock Option Agreement • May 28th, 2003 • Availent Financial Inc • Finance services • Delaware
AGREEMENT
Merger Agreement • May 28th, 2003 • Availent Financial Inc • Finance services

This Agreement (“Agreement”) is entered into by and among Availent Financial, Inc., a Delaware Corporation with its principal places of business located at 2720 Stemmons Freeway, South Tower, Suite 600, Dallas, Texas 75207, the surviving corporation resulting from a merger between Availent Financial, Inc., (“Availent Financial”) a Texas Corporation, and SeaCrest Industries, Inc. (“Seacrest”), a Delaware Corporation which was finalized on December 4, 2002, (“Availent”), Michelle Krajicek McGeeney (“M. McGeeney”), Patrick A. McGeeney (“P. McGeeney”) (collectively, “McGeeneys”) and Bergstrom Investment Management, L.L.C. (“Bergstrom”); a Delaware Limited Liability Company whose address is 714 Roger Avenue, Kenilworth, IL 60043 as follows:

MASTER MORTGAGE LOAN PURCHASE AGREEMENT Dated as of August 13, 2002
Master Mortgage Loan Purchase Agreement • May 28th, 2003 • Availent Financial Inc • Finance services • New York

This Mortgage Loan Purchase Agreement (“Agreement”), dated as of August 13, 2002 between WAREHOUSEONE ACCEPTANCE COMPANY, LLC, a New Jersey limited liability company having an address care of WarehouseOne, Inc., 340 Scotch Road, W. Trenton, NJ 08628 (together with its successors and assigns, “Purchaser”) and AVAILENT MORTGAGE, INC., a Texas corporation having an address of 2720 Stemmons Frwy., Suite 600, Dallas, TX 75207 (“Originator”).

STOCK TRANSFER AND CONSULTING AGREEMENT
Stock Transfer and Consulting Agreement • May 28th, 2003 • Availent Financial Inc • Finance services • Texas

THE FOLLOWING AGREEMENTS are made effective this 31st day of March, 2003 (the “Effective Date”) by and between CONSOLIDATED AMERICAN ENERGY RESOURCES, INC. (Consolidated”), whose principal offices are located at 660 Forest Center, Suite #307 Dallas, TX 75230 and MR. MICHAEL L. BANES (“Banes”), whose principal offices are located at 2720 Stemmons, Freeway South Tower, Suite 600 Dallas, TX 75207.

AGREEMENT REGARDING STOCK AND WARRANTS
Agreement Regarding Stock and Warrants • May 28th, 2003 • Availent Financial Inc • Finance services

This Agreement Regarding Stock And Warrants (“Agreement”) is entered into by and between Availent Financial, Inc., a Delaware Corporation with its principal places of business located at 2720 Stemmons Freeway, South Tower, Suite 600, Dallas, Texas 75207, the surviving corporation resulting from a merger between Availent Financial, Inc., (“Availent Financial”) a Texas Corporation, and SeaCrest Industries, Inc. (“Seacrest”), a Delaware Corporation which was finalized on December 4, 2002, (“Availent”) and Bergstrom Investment Management, L.L.C. (“Bergstrom”), a Delaware Limited Liability Company whose address is 714 Roger Avenue, Kenilworth, IL 60043 as follows:

AMENDMENT TO LOAN AGREEMENT
Loan Agreement • May 28th, 2003 • Availent Financial Inc • Finance services

The Loan Agreement (“Agreement”) is entered into by and between AVAILENT FINANCIAL, INC. (“Availent”), a Delaware Corporation with its principal place of business located at 2720 Stemmons Freeway, South Tower, Suite 600, Dallas, Texas 75207, and BOBBY LUTZ (“Lutz”), an individual whose address is 17300 Dallas Parkway, Suite 3050, Dallas, Texas 75248 dated February 11, 2003 is hereby amended as follows:

STOCK TRANSFER AND CONSULTING AGREEMENT
Stock Transfer and Consulting Agreement • May 28th, 2003 • Availent Financial Inc • Finance services • Texas

THE FOLLOWING AGREEMENTS are made effective this 31st day of March, 2003 (the “Effective Date”) by and between CONSOLIDATED AMERICAN ENERGY RESOURCES, INC. (“Consolidated”), whose principal offices are located at 660 Forest Center, Suite #307 Dallas, TX 75230 and PATRICK A. MCGEENEY (“McGeeney”), whose principal offices are located at 2720 Stemmons Freeway South Tower, Suite 600 Dallas, TX 75207.

AGREEMENT REGARDING LOANS, STOCKS AND WARRANTS
Loan Agreement • May 28th, 2003 • Availent Financial Inc • Finance services

This Agreement Regarding Loans Stocks And Warrants (“Agreement”) is entered into by and between Availent Financial, Inc., a Delaware Corporation with its principal places of business located at 2720 Stemmons Freeway, South Tower, Suite 600, Dallas, Texas 75207, the surviving corporation resulting from a merger between Availent Financial, Inc., (“Availent Financial”) a Texas Corporation, and SeaCrest Industries, Inc. (“Seacrest”), a Delaware Corporation which was finalized on December 4, 2002, (“Availent”) and Bergstrom Investment Management, L.L.C. (“Bergstrom”), a Delaware Limited Liability Company whose address is 714 Roger Avenue, Kenilworth, II 60043 as follows:

BROCKINGTON SECURITIES, INC. 2805 Veterans Highway #1 Ronkonkoma, NY 11779 Member NASD/SIPC
Financial Services Agreement • May 28th, 2003 • Availent Financial Inc • Finance services • Texas

The purpose of this letter is to confirm the engagement of Brockington Securities, Inc. (“BSI”) by Availent Financial, Inc., a Delaware corporation (“AVFL”), as a non-exclusive provider of financial advisory services, including, without limitation, investment banking services.

LOAN AGREEMENT
Loan Agreement • May 28th, 2003 • Availent Financial Inc • Finance services

This Loan Agreement (“Agreement”) is entered into by and between AVAILENT FINANCIAL, INC. (“Availent”), a Delaware Corporation with its principal place of business located at 2720 Stemmons Tower, South Tower, Suite 600, Dallas, Texas 75207, and BOBBY LUTZ (“Lutz”), an individual whose address is 17300 Dallas Parkway, Suite 3050, Dallas, Texas 75248.

AVAILENT FINANCIAL LETTERHEAD)
Commission Agreement • May 28th, 2003 • Availent Financial Inc • Finance services

This letter is to set forth the understanding between the parties, Raymond Molina (“Molina”) and Availent Financial, Inc. (the “Company”), as to activities between and on behalf of the Company and Molina.

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