0001104659-04-001546 Sample Contracts

AGREEMENT AND PLAN OF MERGER Dated as of January 22, 2004 among INTERNATIONAL BANCSHARES CORPORATION, LFC ACQUISITION CORP. and LOCAL FINANCIAL CORPORATION
Agreement and Plan of Merger • January 22nd, 2004 • International Bancshares Corp • State commercial banks • Texas

AGREEMENT AND PLAN OF MERGER, dated as of January 22, 2004 (this “Agreement”), among INTERNATIONAL BANCSHARES CORPORATION, a Texas corporation (“IBC”), LFC ACQUISITION CORP., a Delaware corporation and an indirect wholly owned subsidiary of IBC (“Acquisition Sub”), and LOCAL FINANCIAL CORPORATION, a Delaware corporation (“LFC”).

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