THE NAVIGATORS GROUP, INC. STOCK GRANT AWARD CERTIFICATE AND RESTRICTED STOCK AGREEMENTCertificate and Restricted Stock Agreement • December 14th, 2004 • Navigators Group Inc • Fire, marine & casualty insurance
Contract Type FiledDecember 14th, 2004 Company IndustryThis Certificate, when executed by a duly authorized officer of The Navigators Group, Inc. (the “Company”), evidences the grant to the Participant named herein of a stock grant Award for shares of the Common Stock of the Company in accordance with the 2002 Stock Incentive Plan (the “Plan”).