0001104659-04-040222 Sample Contracts

GUARANTEE AGREEMENT
Guarantee Agreement • December 17th, 2004 • First Regional Bancorp • State commercial banks • New York

This GUARANTEE AGREEMENT (this “Guarantee”), dated as of December 15, 2004, is executed and delivered by First Regional Bancorp, a California corporation (the “Guarantor”), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of First Regional Statutory Trust IV, a Delaware statutory trust (the “Issuer”).

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