0001104659-05-011430 Sample Contracts

FIRST FINANCIAL SERVICE CORPORATION
1998 Stock Option and Incentive Compensation Plan • March 16th, 2005 • First Financial Service Corp • Savings institution, federally chartered

This is a STOCK OPTION AGREEMENT (the “Agreement”) dated as of , 20 , by and between First Financial Service Corporation (f/k/a First Federal Financial Corporation of Kentucky) (the “Company”) and (the “Optionee”).

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