0001104659-05-014792 Sample Contracts

FIRST AMENDMENT TO LOAN AGREEMENT
Loan Agreement • April 1st, 2005 • Charles River Associates Inc • Services-legal services • Massachusetts

This First Amendment to Loan Agreement (the “First Amendment”) is made as of this 29th day of March 2005 by and between Charles River Associates Incorporated (“Borrower”), a Massachusetts corporation with its principal executive office at the John Hancock Tower, 200 Clarendon Street, T-33, Boston, Massachusetts 02116-5092 and Citizens Bank of Massachusetts, a bank with offices at 28 State Street, Boston, Massachusetts (the “Lender”) in consideration of the mutual covenants contained herein and the benefits to be derived herefrom. Unless otherwise specified, all capitalized terms shall have the same meaning herein as set forth in the Agreement (as defined below).

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FIRST AMENDMENT TO REVOLVING NOTE
Revolving Note • April 1st, 2005 • Charles River Associates Inc • Services-legal services

This First Amendment to Revolving Note (the “First Amendment”) is made as of this 29th day of March 2005 by and between Citizens Bank of Massachusetts (the “Bank”) having a principal office located at 28 State Street, Boston, Massachusetts 02108 and Charles River Associates Incorporated (the “Borrower”), a Massachusetts corporation having an office at the John Hancock Tower, 200 Clarendon Street, T-33, Boston, Massachusetts 02116-5092 to that certain Revolving Note dated January 14, 2004 executed by the Borrower in favor of the Bank (the “Note”). Any capitalized terms not otherwise defined herein shall have the same meanings designated in the Note.

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