4/05 AMENDMENT TO CREDIT AGREEMENT PreambleCredit Agreement • April 22nd, 2005 • Fieldstone Investment Corp • Real estate investment trusts
Contract Type FiledApril 22nd, 2005 Company IndustryThis 4/05 Amendment to Credit Agreement (the “4/05 Amendment” or, within itself, this “Amendment”) dated as of April 20, 2005 amending (for the first time) the 4/04 Amended and Restated Senior Secured Credit Agreement dated April 21, 2004 (the “4/04 A&R Credit Agreement”, and, as it may be supplemented, further amended or restated from time to time, the “Current Credit Agreement”), among FIELDSTONE INVESTMENT CORPORATION (“FIC”), a Maryland corporation and FIELDSTONE MORTGAGE COMPANY (the “Company”), a Maryland corporation, each having its principal office at 11000 Broken Land Parkway, Columbia, Maryland 21044 (FIC and the Company are sometimes collectively called the “Borrowers” and individually called a “Borrower”), and JPMORGAN CHASE BANK, N.A., (“JPMorgan” or the “Lender”), a national banking association and successor to JPMorgan Chase Bank, a New York banking corporation, having a branch at 712 Main Street, Houston, Texas 77002, recites and provides as follows.