0001104659-05-035042 Sample Contracts

MBIA INSURANCE CORPORATION, as Insurer FIRST INVESTORS SERVICING CORPORATION, as Servicer FIRST INVESTORS FINANCIAL SERVICES, INC. as Seller and as Administrator FIRST INVESTORS AUTO FUNDING CORPORATION, as Depositor FIRST INVESTORS AUTO OWNER TRUST...
Insurance Agreement • July 29th, 2005 • First Investors Financial Services Group Inc • Personal credit institutions • New York

This INSURANCE AGREEMENT (this “Insurance Agreement”), dated as of May 5, 2005 by and among FIRST INVESTORS FINANCIAL SERVICES, INC. as seller (together with its permitted successors and assigns, the “Seller”) and as Administrator, FIRST INVESTORS SERVICING CORPORATION, as Servicer (together with its permitted successors and assigns, the “Servicer”), FIRST INVESTORS AUTO FUNDING CORPORATION, as Depositor (the “Depositor”), FIRST INVESTORS AUTO OWNER TRUST 2005-A, as Issuer (the “Issuer” or the “Trust”), WELLS FARGO DELAWARE TRUST COMPANY, as Owner Trustee (the “Owner Trustee”) MBIA INSURANCE CORPORATION, as Insurer (the “Insurer”), WELLS FARGO BANK, NATIONAL ASSOCIATION, as Back-up Servicer (the “Back-up Servicer”) and as Indenture Trustee (the “Indenture Trustee”).

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FIRST INVESTORS AUTO OWNER TRUST 2005-A, as Issuer, FIRST INVESTORS FINANCIAL SERVICES, INC., as Administrator, and WELLS FARGO BANK, NATIONAL ASSOCIATION, as Indenture Trustee ADMINISTRATION AGREEMENT Dated as of May 5, 2005
Administration Agreement • July 29th, 2005 • First Investors Financial Services Group Inc • Personal credit institutions • New York

ADMINISTRATION AGREEMENT, dated as of May 5, 2005 (as the same may be amended, supplemented or otherwise modified and in effect from time to time, this “Agreement”), by and among FIRST INVESTORS AUTO OWNER TRUST 2005-A, a Delaware statutory trust (the “Issuer” or the “Trust”), FIRST INVESTORS FINANCIAL SERVICES, INC., a Texas corporation, as administrator (in such capacity, the “Administrator”), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, not in its individual capacity but solely as indenture trustee (in such capacity, the “Indenture Trustee”).

FIRST INVESTORS SERVICING CORPORATION as Servicer, FIRST INVESTORS AUTO FUNDING CORPORATION as Depositor, WELLS FARGO BANK, NATIONAL ASSOCIATION as Indenture Trustee and Securities Intermediary and FIRST INVESTORS AUTO OWNER TRUST 2005-A as Issuer
Sale and Allocation Agreement • July 29th, 2005 • First Investors Financial Services Group Inc • Personal credit institutions • New York

SALE AND ALLOCATION AGREEMENT, dated as of May 5, 2005 (as amended, supplemented or otherwise modified and in effect from time to time, this “Agreement”), by and among FIRST INVESTORS AUTO OWNER TRUST 2005-A, a Delaware statutory trust (the “Trust”), FIRST INVESTORS AUTO FUNDING CORPORATION, as depositor (the “Depositor”), WELLS FARGO BANK, NATIONAL ASSOCIATION, as Indenture Trustee (the “Indenture Trustee”) and as securities intermediary (the “Securities Intermediary”) and FIRST INVESTORS SERVICING CORPORATION, a Delaware corporation, as servicer (together with its successors and assigns and in such capacity, either “FISC” or the “Servicer”).

AMENDED AND RESTATED TRUST AGREEMENT Dated as of May 5, 2005
Trust Agreement • July 29th, 2005 • First Investors Financial Services Group Inc • Personal credit institutions • Delaware

AMENDED AND RESTATED TRUST AGREEMENT, dated as of May 5, 2005 (as amended, supplemented or otherwise modified and in effect from time to time, this “Agreement”), between FIRST INVESTORS AUTO FUNDING CORPORATION, a Delaware corporation, as depositor (the “Depositor”), and WELLS FARGO DELAWARE TRUST COMPANY, a Delaware limited purpose trust company, (in its capacity as owner trustee and not in its individual capacity, the “Owner Trustee”).

SERVICING AGREEMENT by and among First Investors Auto Owner Trust 2005-A as Issuer Wells Fargo Bank, National Association as Back-up Servicer, Indenture Trustee and Custodian and First Investors Servicing Corporation as Servicer Dated as of May 5, 2005
Servicing Agreement • July 29th, 2005 • First Investors Financial Services Group Inc • Personal credit institutions • New York

This Servicing Agreement (“Servicing Agreement”) is made as of the 5th day of May, 2005, by and among First Investors Auto Owner Trust 2005-A, a Delaware statutory trust, as issuer (the “Issuer”), Wells Fargo Bank, National Association, a national banking association, as back-up servicer (in such capacity, the “Back-up Servicer”), as custodian (in such capacity, the “Custodian”) and as indenture trustee (in such capacity, the “Indenture Trustee”) and First Investors Servicing Corporation, a Delaware corporation, as servicer (the “Servicer”).

CONTRIBUTION AGREEMENT Dated as of May 5, 2005
Contribution Agreement • July 29th, 2005 • First Investors Financial Services Group Inc • Personal credit institutions • New York

CONTRIBUTION AGREEMENT, dated as of May 5, 2005 (as amended, supplemented or otherwise modified and in effect from time to time, this “Agreement”), between FIRST INVESTORS FINANCIAL SERVICES, INC., a Texas corporation, as seller (the “Seller”) and FIRST INVESTORS AUTO FUNDING CORPORATION, a Delaware corporation, as depositor (the “Depositor”).

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