FIRST AMENDMENTCredit Agreement • March 1st, 2006 • Countrywide Financial Corp • Mortgage bankers & loan correspondents • New York
FIRST AMENDMENT, dated as of May 11, 2005 (this “Amendment”), to the CREDIT AGREEMENT, dated as of November 19, 2004, among Countrywide Home Loans, Inc. (“CHL”), Countrywide Financial Corporation (“CFC”), the Lenders parties thereto (the “Lenders”), Commerzbank AG, New York and Grand Cayman Branches and Societe Generale, as Documentation Agents (in such capacity, the “Documentation Agents”), BNP Paribas, as Syndication Agent (in such capacity, the “Syndication Agent”), Barclays Bank PLC, as administrative agent (in such capacity, the “Administrative Agent”), and Royal Bank of Canada, as Managing Administrative Agent (in such capacity, the “Managing Administrative Agent”).
SECOND AMENDMENTSecond Amendment • March 1st, 2006 • Countrywide Financial Corp • Mortgage bankers & loan correspondents • New York
SECOND AMENDMENT, dated as of November 18, 2005 (this “Amendment”), to the CREDIT AGREEMENT, dated as of November 19, 2004 (as amended by the First Amendment thereto dated as of May 11, 2005, the “Credit Agreement”), among Countrywide Financial Corporation (“CFC”), Countrywide Home Loans, Inc. (“CHL”), the Lenders party thereto (the “Lenders”), Lloyds TSB Bank, PLC and Societe Generale, as Documentation Agents (in such capacity, the “Documentation Agents”), BNP Paribas, as Syndication Agent (in such capacity, the “Syndication Agent”), Barclays Bank PLC, as Administrative Agent (in such capacity, the “Administrative Agent”), and Royal Bank of Canada, as Managing Administrative Agent (in such capacity, the “Managing Administrative Agent”).
SUBSTITUTION OF RIGHTS AGENT AND AMENDMENT TO AMENDED AND RESTATED RIGHTS AGREEMENTRights Agreement • March 1st, 2006 • Countrywide Financial Corp • Mortgage bankers & loan correspondents
This SUBSTITUTION OF RIGHTS AGENT AND AMENDMENT TO AMENDED AND RESTATED RIGHTS AGREEMENT (this “Amendment”) is entered into as of December 8, 2005 by and between Countrywide Financial Corporation for itself and for the benefit of its subsidiaries and affiliates (“Countrywide”), a Delaware corporation, with a principal place of business at 4500 Park Granada, Calabasas, California 91302 and American Stock Transfer & Trust Company (“AST”), a New York banking corporation with its principal place of business at 59 Maiden Lane, New York, NY 10038, as a substitution of rights agent and an amendment to the Amended and Restated Rights Agreement by and between Countrywide Credit Industries, Inc. (now known as Countrywide Financial Corporation) and The Bank of New York (“Bank”) dated as of November 27, 2001 (together with all other amendments to such agreement prior to the date hereof, collectively, the “Existing Agreement,” and together with this Amendment, the “Agreement”). Capitalized terms no
