0001104659-06-044429 Sample Contracts

FIRST AMENDMENT
Penns Woods Bancorp Inc • June 29th, 2006 • State commercial banks

THIS FIRST AMENDMENT is adopted this ____ day of ________________, 2006, effective as of January 1, 2005, by and between JERSEY SHORE STATE BANK, a Pennsylvania-chartered commercial bank located in Jersey Shore, Pennsylvania (the “Company”), and (the “Director”).

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