0001104659-06-055621 Sample Contracts

FIFTH AMENDMENT
Credit Agreement • August 16th, 2006 • Advance America, Cash Advance Centers, Inc. • Personal credit institutions • North Carolina

THIS FIFTH AMENDMENT (this “Amendment”) dated as of August 16, 2006 to the Credit Agreement referenced below is by and among Advance America, Cash Advance Centers, Inc., a Delaware corporation (the “Borrower”), the Guarantors identified on the signature pages hereto (the “Guarantors”), the Lenders identified on the signature pages hereto and Bank of America, N.A., as administrative agent (the “Administrative Agent”).

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