CREDIT AGREEMENT among PHYSICIANS FORMULA, INC., a New York corporation THE LENDERS PARTIES HERETO and UNION BANK OF CALIFORNIA, N.A. as Administrative Agent Dated as of November 14, 2006Credit Agreement • December 21st, 2006 • Physicians Formula Holdings, Inc. • Perfumes, cosmetics & other toilet preparations • California
THIS CREDIT AGREEMENT, dated as of November 14, 2006, among PHYSICIANS FORMULA, INC., a New York corporation (the “Borrower”), the several banks and other lenders from time to time parties to this Agreement (the “Lenders”) and UNION BANK OF CALIFORNIA, N.A. (“UBOC”), as administrative agent for the Lenders (in such capacity, the “Agent”).
