0001104659-07-009724 Sample Contracts

GUARANTEE AGREEMENT HF FINANCIAL CORP. Dated as of December 7, 2006
Guarantee Agreement • February 12th, 2007 • Hf Financial Corp • Savings institution, federally chartered • New York

This GUARANTEE AGREEMENT (the “Guarantee”), dated as of December 7, 2006, is executed and delivered by HF Financial Corp., a savings and loan holding company incorporated in the State of Delaware (the “Guarantor”), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of HF Financial Capital Trust V, a Delaware statutory trust (the “Issuer”).

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