AGREEMENT AND PLAN OF REORGANIZATION BY AND AMONG YADKIN VALLEY FINANCIAL CORPORATION YADKIN VALLEY BANK AND TRUST COMPANY AND CARDINAL STATE BANK Dated as of June 14, 2007Merger Agreement • June 18th, 2007 • Yadkin Valley Financial Corp • State commercial banks • North Carolina
THIS AGREEMENT AND PLAN OF REORGANIZATION (this “Agreement”) is made and entered into as of June 14, 2007, by and among YADKIN VALLEY FINANCIAL CORPORATION, a North Carolina business corporation (“Yadkin Valley”), YADKIN VALLEY BANK AND TRUST COMPANY, a North Carolina banking corporation (“YVB”), and CARDINAL STATE BANK (“CARDINAL”), a North Carolina banking corporation.
