AGREEMENT AND PLAN OF REORGANIZATION BY AND AMONG YADKIN VALLEY FINANCIAL CORPORATION YADKIN VALLEY BANK AND TRUST COMPANY AND CARDINAL STATE BANK Dated as of June 14, 2007Settlement and Termination Agreement • June 18th, 2007 • Yadkin Valley Financial Corp • State commercial banks • North Carolina
THIS AGREEMENT AND PLAN OF REORGANIZATION (this “Agreement”) is made and entered into as of June 14, 2007, by and among YADKIN VALLEY FINANCIAL CORPORATION, a North Carolina business corporation (“Yadkin Valley”), YADKIN VALLEY BANK AND TRUST COMPANY, a North Carolina banking corporation (“YVB”), and CARDINAL STATE BANK (“CARDINAL”), a North Carolina banking corporation.
