FORM OF LENDER* REGISTRATION AGREEMENT (Loan Commitment, Sale and Servicing Agreement)Lender Registration Agreement • October 30th, 2007 • Prosper Marketplace Inc • Alaska
* Note: Your role as a Prosper “Lender” is that of a loan purchaser, and your rights and obligations as a purchaser or prospective purchaser of Prosper loans are set forth below. Although you are referred to in this Agreement and on the Prosper website as a “Lender,” you are not actually lending your money directly to Prosper borrowers, but are, instead, making loan purchase commitments and purchasing promissory notes representing loans made by Prosper to borrowers. All loans originated through Prosper are made to borrowers by Prosper Marketplace, Inc. from its own funds, and then sold and assigned by Prosper to the winning bidder or bidders on the listing without recourse to Prosper. Prosper is the originating lender for licensing and regulatory reasons and is licensed in all states where licensing is required given Prosper’s current lending criteria, which may change from time to time in its discretion. Prosper uses the term “Lender” instead of “loan purchaser” for the sake of brevit
COLLECTION SERVICES AGREEMENTCollection Services Agreement • October 30th, 2007 • Prosper Marketplace Inc • New York
This Collection Agreement (the “Agreement”) is entered into as of the 11th day of January, 2007 between Prosper Marketplace, Inc., a Delaware corporation with its principal place of business at 111 Sutter Street, 22nd Floor, San Francisco, California 94104 (“Company”), and Account Solutions Group, LLC, with its principal place of business at 205 Bryant Woods South, Amherst, New York 14228 (hereinafter referred to as “Collector”) (each of Company and Client, individually, the “Party”, and collectively, the “Parties).
TERMS OF USETerms of Use Agreement • October 30th, 2007 • Prosper Marketplace Inc • California
The following are terms of a legal agreement (the “Agreement”) between you and Prosper Marketplace, Inc. (“Prosper”) that sets forth the terms and conditions for your use of this web site (the “Site”). The Site is owned and operated by Prosper. This Site is being provided to you expressly subject to this Agreement. By accessing, browsing and/or using the Site, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement and to comply with all applicable laws and regulations. The terms and conditions of this Agreement form an essential basis of the bargain between you and Prosper.
FORM OF GROUP LEADER REGISTRATION AGREEMENTGroup Leader Registration Agreement • October 30th, 2007 • Prosper Marketplace Inc • California
COLLECTION SERVICES AGREEMENTCollection Services Agreement • October 30th, 2007 • Prosper Marketplace Inc • California
This Collection Agreement (the “Agreement”) is entered into as of the 13th day of September, 2005 between P2P Credit, Inc., a Delaware corporation with its principal place of business at 153 Kearny Street, Mezzanine, San Francisco, California 94108 (“Company”), and Penncro Associates, Inc., with its principal place of business at 95 James Way, Suite 113, Southampton, PA 18966 (hereinafter referred to as “Collector”) (each of Company and Client, individually, the “Party”, and collectively, the “Parties).
form of BORROWER REGISTRATION AGREEMENTBorrower Registration Agreement • October 30th, 2007 • Prosper Marketplace Inc • Alaska
