0001104659-08-000399 Sample Contracts

NINTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • January 3rd, 2008 • OVERSTOCK.COM, Inc • Retail-catalog & mail-order houses

THIS AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is entered into as of January 1, 2008, by and between OVERSTOCK.COM, INC., a Delaware corporation (“Borrower”), and WELLS FARGO BANK, NATIONAL ASSOCIATION (“Bank”).

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