0001104659-08-004661 Sample Contracts

TCF FINANCIAL INCENTIVE STOCK PROGRAM NONQUALIFIED STOCK OPTION AGREEMENT
Nonqualified Stock Option Agreement • January 25th, 2008 • TCF Financial Corp • National commercial banks

This option is granted on by TCF Financial Corporation (“TCF Financial”) to (the “Optionee”) in accordance with the following terms and conditions:

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TCF FINANCIAL INCENTIVE STOCK PROGRAM RESTRICTED STOCK AGREEMENT
Restricted Stock Agreement • January 25th, 2008 • TCF Financial Corp • National commercial banks

Shares of Restricted Stock are hereby awarded effective January , 2008 by TCF Financial Corporation (“TCF Financial”) to «Recipient_First_Name» «MI» «Recipient_Last_Name» (the “Grantee”), subject to the terms and conditions set forth in this Restricted Stock Agreement (the “Agreement”):

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