0001104659-08-011222 Sample Contracts

SECOND AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • February 15th, 2008 • Ryland Group Inc • Operative builders • New York

This SECOND AMENDMENT TO CREDIT AGREEMENT (“Amendment”), dated as of February 15, 2008, among THE RYLAND GROUP, INC., a Maryland corporation (the “Borrower”), the Lenders that are identified on the signature pages hereto and JPMORGAN CHASE BANK, N.A., as Agent (the “Agent”).

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