0001104659-08-022072 Sample Contracts

CUSTODY AGREEMENT
Custody Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • New York

AGREEMENT, dated as of February 27, 2007 between Financial Investors Variable Insurance Trust, a Delaware statutory trust, having its principal office and place of business at 1625 Broadway, Suite 2200, Denver, CO 80202 (the “Trust”) and The Bank of New York, a New York corporation authorized to do a banking business having its principal office and place of business at One Wall Street, New York, New York 10286 (“Custodian”).

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FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

THIS AGREEMENT, made and entered into this day of , 2007 (the “Agreement”) by and among , organized under the laws of the State of (the “Company”), on behalf of itself and each separate account of the Company named in Schedule A to this Agreement, as may be amended from time to time (each account referred to as the “Account” and collectively as the “Accounts”); Financial Investors Variable Insurance Trust, an open-end management investment company organized under the laws of the State of Delaware (the “Fund”); ALPS Advisers, Inc., a corporation organized under the laws of the State of Colorado and investment adviser to the Fund (the “Adviser”); and ALPS Distributors, Inc., a corporation organized under the laws of the State of Colorado and principal underwriter/distributor of the Fund (the “Distributor”).

DISTRIBUTION AGREEMENT
Distribution Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

AGREEMENT dated as of December 7, 2006, between Financial Investors Variable Insurance Trust (the “Trust”), an open-end, management investment company organized as a trust under the laws of the State of Delaware, having its principal place of business at 1625 Broadway, Suite 2200, Denver, CO 80202, and ALPS Distributors, Inc., a Colorado corporation and a registered broker-dealer under the Securities Exchange Act of 1934, having its principal place of business at 1625 Broadway, Suite 2200, Denver, Colorado 80202 (the “Distributor”).

TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

Transfer Agency and Services Agreement (the “Agreement”) made this 7th day of December, 2006, between Financial Investors Variable Investment Trust, a Delaware Statutory Trust (the “Trust”) on behalf of the five portfolios having two classes of shares, listed in Appendix A attached hereto (each portfolio and any additional portfolios that may be established by the Trust is referred to herein individually as a “Portfolio” and collectively as the “Portfolios” or the “Ibbotson ETF Asset Allocation Portfolios”) and ALPS Fund Services, Inc., a Colorado corporation (the “Transfer Agent”).

INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

THIS AGREEMENT is made and entered into as of this 7th day of December,2006, by and between ALPS Advisers, Inc., a Colorado corporation (the “Adviser”), and Financial Investors Variable Insurance Trust, a Delaware Statutory Trust (the “Trust”), regarding the Ibbotson ETF Asset Allocation Portfolios listed on Appendix A (the “Portfolios”).

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Delaware

AGREEMENT made as of this 14th day of March 2007 by and among ALPS Advisers, Inc. (the “Adviser”), Ibbotson Associates, Inc. (the “Sub-Adviser”), and Financial Investors Variable Insurance Trust (the “Trust”).

FUND ACCOUNTING AND ADMINISTRATION AGREEMENT
Fund Accounting and Administration Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

AGREEMENT made this 7th day of December, 2006, between Financial Investor Variable Insurance Trust, a Delaware Statutory Trust (the “Trust”), and ALPS Fund Services, Inc., a Colorado corporation (“ALPS”).

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