0001104659-08-072233 Sample Contracts

PARTICIPATION AGREEMENT Among RYDEX VARIABLE TRUST, RYDEX DISTRIBUTORS, INC. and
Participation Agreement • November 21st, 2008 • Columbus Life Separate Account 1 • Delaware

THIS AGREEMENT, made and entered into as of the 1st day of December, 2008 by and among Columbus Life Insurance Company (hereinafter the “Company”), an Ohio corporation, on its own behalf and on behalf of each separate account of the Company currently in existence or hereafter created (each such account hereinafter referred to as the “Account”), RYDEX VARIABLE TRUST (hereinafter the “Trust”), a Delaware business trust, and RYDEX DISTRIBUTORS, INC. (hereinafter the “Underwriter”), a Maryland corporation.

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December 1, 2008 Columbus Life Insurance Company Attn: J.J. Miller
Columbus Life Separate Account 1 • November 21st, 2008
December 1, 2008 Columbus Life Insurance Company Attn: J.J. Miller Cincinnati, OH 45202-3302 Re: Administrative Services Dear Columbus Life Insurance Company:
Columbus Life Separate Account 1 • November 21st, 2008 • Delaware

This letter sets forth the agreement between Columbus Life Insurance Company (the “Company”) and PADCO Advisors II, Inc. (“PADCO”), advisor to the Rydex Variable Trust (the “Trust”), concerning certain administrative services to be provided by the Company with respect to certain series of the Trust, each of which is identified in the Participation Agreement (defined below).

VARIABLE PRODUCT SERVICES AGREEMENT RYDEX VARIABLE TRUST
Product Services Agreement • November 21st, 2008 • Columbus Life Separate Account 1 • Delaware

This VARIABLE PRODUCT SERVICES AGREEMENT is made as of December 1, 2008 by Rydex Distributors, Inc. (“RDI”), a Delaware corporation, and Columbus Life Insurance Company (the “Servicer”), an Ohio corporation (the “Agreement”).

AMENDMENT NO. 3 TO PARTICIPATION AGREEMENT DATED AS OF DECEMBER 1, 2008 Among COLUMBUS LIFE INSURANCE COMPANY, PIMCO VARIABLE INSURANCE TRUST, and ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC (formerly known as PIMCO FUNDS DISTRIBUTORS LLC)
Participation Agreement • November 21st, 2008 • Columbus Life Separate Account 1

The PARTICIPATION AGREEMENT dated April 30, 1999 (the “Agreement”) between Columbus Life Insurance Company (the “Company”), PIMCO Variable Insurance Trust (the “Fund”), and Allianz Global Investors Distributors LLC (the “Underwriter”) is effective as of October 16, 2008 and is hereby amended as follows:

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