0001104659-09-004284 Sample Contracts

FOURTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • January 27th, 2009 • Ryland Group Inc • Operative builders • New York

This FOURTH AMENDMENT TO CREDIT AGREEMENT (“Amendment”), dated as of January 22, 2009, among THE RYLAND GROUP, INC., a Maryland corporation (the “Borrower”), the Lenders that are identified on the signature pages hereto and JPMORGAN CHASE BANK, N.A., as Agent (the “Agent”).

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