0001104659-11-046997 Sample Contracts

CREDIT AGREEMENT
Credit Agreement • August 15th, 2011 • Impac Mortgage Holdings Inc • Real estate investment trusts • California

THIS CREDIT AGREEMENT (this “Agreement”) is entered into as of April 1, 2011, by and between EXCEL MORTGAGE SERVICING, INC., a California corporation (“Borrower”), and WELLS FARGO BANK, NATIONAL ASSOCIATION (“Bank”).

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FIRST AMENDMENT TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 15th, 2011 • Impac Mortgage Holdings Inc • Real estate investment trusts • Pennsylvania

FIRST AMENDMENT, dated as of April 4, 2011 (the “Amendment”), to the Master Repurchase Agreement dated as of December 3, 2010 (the “Existing Master Repurchase Agreement”), by and among Excel Mortgage Servicing, Inc., a California corporation, with an address at 19500 Jamboree Road #400, Irvine, California 92612, as a seller (“Excel”), AmeriHome Mortgage Corporation, a Michigan corporation, with an address at 2141 W. Bristol Road, Flint, Michigan 48507, as a seller (“AmeriHome”) (Excel and AmeriHome are individually and collectively referred to herein as “Seller”), and New Century Bank d/b/a Customers Bank, a Pennsylvania state-chartered bank, with an address at 99 Bridge Street, Phoenixville, Pennsylvania (the “Buyer”).

AMENDMENT NUMBER ONE TO MASTER REPURCHASE AGREEMENT AND PLEDGE AGREEMENT, AND JOINDER AGREEMENT
Master Repurchase Agreement and Pledge Agreement • August 15th, 2011 • Impac Mortgage Holdings Inc • Real estate investment trusts

THIS AMENDMENT NUMBER ONE TO MASTER REPURCHASE AGREEMENT AND PLEDGE AGREEMENT, AND JOINDER AGREEMENT (this “Amendment”) is entered into as of March 28, 2011 (the “Effective Date”), by and among SYNERGY CAPITAL MORTGAGE CORP., a California corporation (“Synergy”), EXCEL MORTGAGE SERVICING, INC., a California corporation (“Excel”), AMERIHOME MORTGAGE CORPORATION, a Michigan corporation (“AmeriHome”), and EAST WEST BANK, a California banking corporation (“Buyer”).

SECOND AMENDMENT TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 15th, 2011 • Impac Mortgage Holdings Inc • Real estate investment trusts • New York

SECOND AMENDMENT, dated as of June 30, 2011 (the “Amendment”), to the Master Repurchase Agreement dated as of December 3, 2010, as amended by that certain First Amendment to Master Repurchase Agreement dated as of April 8, 2011 (the “Existing Master Repurchase Agreement”), by and among Excel Mortgage Servicing, Inc., a California corporation, with an address at 19500 Jamboree Road #400, Irvine, California 92612, as a seller (“Excel”), AmeriHome Mortgage Corporation, a Michigan corporation, with an address at 2141 W. Bristol Road, Flint, Michigan 48507, as a seller (“AmeriHome”) (Excel and AmeriHome are individually and collectively referred to herein as “Seller”), and Customers Bank, a Pennsylvania state-chartered bank, with an address at 99 Bridge Street, Phoenixville, Pennsylvania 19460 (the “Buyer”).

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