0001104659-12-012193 Sample Contracts

Nashville, Tennessee ] (A Stock Insurance Company) INDIVIDUAL FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT includes WAIVER OF SURRENDER CHARGES (Non- Participating)
Individual Flexible Premium Deferred Variable Annuity Contract • February 23rd, 2012 • Protective Variable Annuity Separate Account

Protective Life Insurance Company agrees to provide the benefits described in this Contract. The Contract alone governs the rights of the parties.

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Nashville, Tennessee ] (A Stock Insurance Company) INDIVIDUAL FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT includes WAIVER OF SURRENDER CHARGES (Non- Participating)
Individual Flexible Premium Deferred Variable Annuity Contract • February 23rd, 2012 • Protective Variable Annuity Separate Account

Protective Life Insurance Company agrees to provide the benefits described in this Contract. The Contract alone governs the rights of the parties.

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