0001104659-12-059013 Sample Contracts

Mackinac Financial Corporation (a Michigan corporation) 11,000 Shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series A, no par value UNDERWRITING AGREEMENT

Underwriting Agreement • August 21st, 2012 • Mackinac Financial Corp /Mi/ • State commercial banks • New York

• Contract Type
  Underwriting Agreement
• Filed
  August 21st, 2012
• Company
  Mackinac Financial Corp /Mi/
• Industry
  State commercial banks
• Jurisdiction
  New York

Merrill Lynch, Pierce, Fenner & Smith Incorporated Sandler O’Neill & Partners, L.P. as Representatives of the several Underwriters c/o Merrill Lynch, Pierce, Fenner & Smith Incorporated One Bryant Park New York, New York 10036 and Sandler O’Neill & Partners, L.P. 1251 Avenue of the Americas, 6th Floor New York, New York 10020