CREDIT AGREEMENTCredit Agreement • December 3rd, 2019 • Steel Dynamics Inc • Steel works, blast furnaces & rolling mills (coke ovens) • New York
This CREDIT AGREEMENT (this “Agreement”), dated as of December 3, 2019, is among STEEL DYNAMICS, INC., an Indiana corporation (the “Borrower”), the banks, financial institutions and other lenders listed on the signature pages hereto as “Lenders” (the “Initial Lenders”), PNC BANK, NATIONAL ASSOCIATION (“PNC Bank”) and BANK OF AMERICA, N.A. (“Bank of America”), as the initial issuing banks (the “Initial Issuing Banks” and, together with the Initial Lenders, the “Initial Lender Parties”), PNC Bank, as the Swing Line Bank (as hereinafter defined), and PNC Bank, as administrative agent (together with any successor administrative agent appointed pursuant to Article VII, in such capacity, the “Administrative Agent”), for the Lender Parties (as hereinafter defined), Bank of America, JPMORGAN CHASE BANK, N.A. (“JPMorgan”) and WELLS FARGO BANK, NATIONAL ASSOCIATION (“Wells Fargo Bank”) as Syndication Agents, CITIZENS BANK, N.A., MORGAN STAnlEY SENIOR FUNDING, INC., SUNTRUST BANK, FIFTH THIRD BAN
