0001104659-20-086243 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • July 24th, 2020 • Separate Account a of Pacific Life Insurance Co • New York

THIS AGREEMENT is made as of July 7, 2020, between Northern Lights Variable Trust, an open-end management investment company organized as a Delaware business trust (the “Trust”), Pacific Life Insurance Company, a Nebraska life insurance company, and Pacific Life & Annuity Company, an Arizona life insurance company (hereinafter collectively referred to as the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as the parties hereto may amend it from time to time (the “Accounts”) (individually, a “Party”, and collectively, the “Parties”).

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READ YOUR CONTRACT CAREFULLY
Read Your Contract • July 24th, 2020 • Separate Account a of Pacific Life Insurance Co

This is a legal contract between you (the “Owner”) and Pacific Life Insurance Company, a stock company (hereinafter referred to as “we”, “us”, “our” and the “Company”).

July 22, 2005
Separate Account a of Pacific Life Insurance Co • July 24th, 2020

This letter sets forth the agreement(“ Agreement”) between Pacific Life msurance Company (“Company A”) and Pacific Life & Annuity Company (“Company B”) (each a “Company” and collectively “you,” “your” or the “Companies”), on the one hand, and T. Rowe Price Associates, me. (“Price Associates”) concerning certain administrative services to be provided by each of you, with respect to the T. Rowe Price Equity Series, Inc. (the “Fund”). This letter supercedes the letter dated February 1, 2005 between Pacific Life msurance Company and T. Rowe Price Associates, Inc.

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