0001104659-20-128032 Sample Contracts

SECOND AMENDED AND RESTATED LOAN PROGRAM AGREEMENT between CROSS RIVER BANK and AFFIRM, INC. Dated as of November 1, 2020
Loan Program Agreement • November 20th, 2020 • Affirm Holdings, Inc. • Services-business services, nec • New York

THIS SECOND AMENDED AND RESTATED LOAN PROGRAM AGREEMENT (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”) is made and entered into as of November 1, 2020 (the “Effective Date”), by and between CROSS RIVER BANK, an FDIC-insured New Jersey state chartered bank (“Bank”) and AFFIRM, INC., a Delaware corporation (“Platform Agent”).

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CUSTOMER INSTALLMENT PROGRAM AGREEMENT
Customer Installment Program Agreement • November 20th, 2020 • Affirm Holdings, Inc. • Services-business services, nec • Delaware

This Customer Installment Program Agreement (“Agreement”) is entered into as of the 16th day of July, 2020 (the “Effective Date”) by and between Shopify Inc., a Canadian corporation (“Shopify”), and Affirm, Inc., a Delaware corporation (“Affirm”). Shopify and Affirm may be referred to collectively as the “Parties” or individually as a “Party.”

SECOND AMENDED AND RESTATED LOAN SALE AGREEMENT between CROSS RIVER BANK and AFFIRM, INC., as Purchaser Dated as of November 1, 2020
Loan Sale Agreement • November 20th, 2020 • Affirm Holdings, Inc. • Services-business services, nec • New York

THIS SECOND AMENDED AND RESTATED LOAN SALE AGREEMENT (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), dated as of November 1, 2020 (the “Effective Date”), is made by and between CROSS RIVER BANK, a New Jersey state-chartered bank with its principal offices located at 400 Kelby Street, Fort Lee, New Jersey 07024 (“Bank”), and AFFIRM, INC., a Delaware corporation (“Affirm”), with its principal offices located at 650 California St., 12th Floor, San Francisco, California 94108, as purchaser (“Purchaser”).

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