0001104659-21-021490 Sample Contracts

Participation Agreement as of January 15, 2021 Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Modern Woodmen of America MWA Financial Services, Inc. CONTENTS
Participation Agreement • February 12th, 2021 • Modern Woodmen of America Variable Annuity Account • California

As provided by Schedule C of the Agreement, this Notice proposes to Franklin Templeton Variable Insurance Products Trust, and Franklin/Templeton Distributors, Inc. the addition as of the offering date(s) listed below of the following Portfolios as additional investment options listed on Schedule C:

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Participation Agreement Addendum Effective as of January 15, 2021 Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Modern Woodmen of America MWA Financial Services, Inc.
Participation Agreement • February 12th, 2021 • Modern Woodmen of America Variable Annuity Account

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we,” “our,” or “us”), Modern Woodmen of America, and MWA Financial Services, Inc., your distributor (collectively, the “Society” “you” or “your”), on your behalf and on behalf of certain Accounts, (individually a “Party”, collectively, the “Parties”) have previously entered into a Participation Agreement dated January 15, 2021, as amended (the “Agreement”).

Shareholder Information Agreement Franklin Templeton Variable Insurance Products Trust
Shareholder Information Agreement • February 12th, 2021 • Modern Woodmen of America Variable Annuity Account

This Shareholder Information Agreement (“Agreement”) is entered into as of January 15, 2021, and is among Franklin/Templeton Distributors, Inc. (“Distributors”) on behalf of each Fund, as defined below, and the Intermediary, as defined below. Unless otherwise specified, capitalized terms have the meaning set out under “Definitions,” below.

Amendment No. 1 to Fund Participation and Service Agreement between Modern Woodmen of America American Funds Distributors, Inc. American Funds Service Company Capital Research and Management Company and American Funds Insurance Series
Fund Participation and Service Agreement • February 12th, 2021 • Modern Woodmen of America Variable Annuity Account

Modern Woodmen of America (“Society”) on its behalf and on behalf of one or more separate accounts of the Society, American Funds Distributors, Inc., American Funds Service Company, Capital Research and Management Company and American Funds Insurance Series, have previously entered into a Fund Participation and Service Agreement dated March 11, 2015 (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

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