0001104659-21-037776 Sample Contracts

FIFTEENTH AMENDMENT TO RECEIVABLES SALE AGREEMENT
Receivables Sale Agreement • March 17th, 2021 • Synchrony Credit Card Master Note Trust • Asset-backed securities • New York

This FIFTEENTH AMENDMENT TO RECEIVABLES SALE AGREEMENT, dated as of March 16, 2021 (this “Amendment”), is entered into between SYNCHRONY BANK, a federal savings association organized under the laws of the United States (“Bank”), and RFS HOLDING, L.L.C., a limited liability company organized under the laws of the State of Delaware (“Buyer”), pursuant to the Receivables Sale Agreement referred to below.

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TWELFTH AMENDMENT TO MASTER INDENTURE
Master Indenture • March 17th, 2021 • Synchrony Credit Card Master Note Trust • Asset-backed securities • Delaware

This TWELFTH AMENDMENT TO MASTER INDENTURE, dated as of March 16, 2021 (this “Amendment”), is entered into between: (i) Synchrony Credit Card Master Note Trust (formerly known as GE Capital Credit Card Master Note Trust), a Delaware statutory trust (the “Issuer”); and (ii) Deutsche Bank Trust Company Americas, as indenture trustee under the Master Indenture referred to below (in such capacity, the “Indenture Trustee”).

FOURTEENTH AMENDMENT TO TRANSFER AGREEMENT
Transfer Agreement • March 17th, 2021 • Synchrony Credit Card Master Note Trust • Asset-backed securities • New York

This FOURTEENTH AMENDMENT TO TRANSFER AGREEMENT, dated as of March 16, 2021 (this “Amendment”), is entered into between RFS HOLDING, L.L.C., a limited liability company organized under the laws of the State of Delaware, as Transferor (the “Transferor”), and SYNCHRONY CREDIT CARD MASTER NOTE TRUST (formerly known as GE Capital Credit Card Master Note Trust, the “Buyer”), pursuant to the Transfer Agreement referred to below.

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