LUMENT FINANCE TRUST, INC. (a Maryland corporation) [●] Shares of [●]% Series A Cumulative Redeemable Preferred Stock (Liquidation Preference $25.00 per share) UNDERWRITING AGREEMENT Dated: [●], 2021 LUMENT FINANCE TRUST, INC. (a Maryland corporation)...Underwriting Agreement • April 26th, 2021 • Lument Finance Trust, Inc. • Real estate investment trusts • New York
Piper Sandler & Co. Raymond James & Associates, Inc. as representatives of the several underwriters named in Schedule A hereto
