AGREEMENT AND PLAN OF MERGER DECEMBER 1, 2021 BY AND AMONG COLUMBIA BANK MHC, COLUMBIA FINANCIAL, INC., COLUMBIA BANK AND RSI BANCORP, M.H.C. RSI BANCORP, INC. RSI BANKMerger Agreement • December 1st, 2021 • Columbia Financial, Inc. • Savings institution, federally chartered • Delaware
This is an Agreement and Plan of Merger, dated as of the 1st day of December, 2021 (this “Agreement”), by and among Columbia Bank MHC, a federally chartered mutual holding company (“Columbia Bank MHC”), Columbia Financial, Inc., a Delaware chartered subsidiary holding company (“Columbia Financial”), Columbia Bank, a federally chartered stock savings bank (“Columbia Bank”) (Columbia Bank MHC, Columbia Financial and Columbia Bank (including the Columbia Subsidiaries, as defined herein) being collectively referred to as “Columbia” or the “Columbia Entities”), and RSI Bancorp, M.H.C., a New Jersey chartered mutual holding company (“RSI MHC”), RSI Bancorp, Inc. a Delaware chartered subsidiary holding company (“RSI Bancorp”) and RSI Bank, a New Jersey chartered stock savings bank (“RSI Bank”) (RSI MHC, RSI Bancorp and RSI Bank (including the RSI Subsidiaries, as defined herein) being collectively referred to as “RSI” or the “RSI Entities”).
