0001104659-22-048647 Sample Contracts

Contract
Risk Retention Agreement • April 22nd, 2022 • Synchrony Card Issuance Trust • Asset-backed securities

RISK RETENTION AGREEMENT, dated as of April 18, 2022 (this “Agreement”), by and among SYNCHRONY BANK, a federal savings association organized under the laws of the United States (“Synchrony Bank”), SYNCHRONY CARD FUNDING, LLC, a Delaware limited liability company (“Synchrony Card Funding”), and SYNCHRONY CARD ISSUANCE TRUST, a Delaware statutory trust (the “Issuer”).

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