0001125282-01-501400 Sample Contracts

Exhibit 4.3 Philip A. McKeaney, Jr.'s consulting agreement. Philip A. McKeaney, Jr. 14 Lenape Road Cherry Hill, New Jersey 08002 January 4, 2001 Stephen Williams CFI Mortgage, Inc. 601 Cleveland Street Clearwater, Florida 33755 Dear Mr. Williams:...
Consulting Agreement • August 3rd, 2001 • Cfi Mortgage Inc • Finance services

Thank you for allowing me to work with your organization in its search for appropriate acquisition candidates. I am looking forward to developing a close relationship with you and your firm, hopefully, last long into the future.

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Exhibit 4.7 Robert Scarpetta, Kevin Reilly and Barry Elkin's agreement to accept stock in lieu of payroll. July 31, 2001 Steve Williams, President & CEO CFI Mortgage, Inc. 601 Cleveland St., Suite 500 Clearwater, FL 33755 Dear Steve: Please accept...
Stock Compensation Agreement • August 3rd, 2001 • Cfi Mortgage Inc • Finance services

Please accept this as authorization to issue 20,500 shares of CFI common stock to Robert Scarpetta and Kevin Reilly, and 25,000 shares of CFI common stock to Barry Elkin in lieu of our salary. We further agree that the shares will not be issued until the entire amount has been remitted to the company.

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