0001127264-01-000040 Sample Contracts

March 15, 2001 Gene D. Ross President & CEO Essex Bancorp, Inc. Interstate Corporate Center Building #9, Suite 200 Norfolk, VA 23502 Dear Gene: Centura Bank (the "Bank") is pleased to offer to Essex Acquisition Corp., a Virginia corporation (the...
Essex Bancorp Inc /New • March 30th, 2001 • Savings institution, federally chartered

Centura Bank (the "Bank") is pleased to offer to Essex Acquisition Corp., a Virginia corporation (the "Borrower"), financing on the terms and conditions as hereinafter provided.

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