0001127855-01-500009 Sample Contracts

EXHIBIT 4.1 AGREEMENT
Agreement • July 2nd, 2001 • San Juan Financial Inc • Mortgage bankers & loan correspondents

This Lock-Up Agreement is made as of the date set forth below by the undersigned holders of the Common Stock, par value $0.0001 per share (the "Common Stock"), of San Juan Financial, Inc., a Colorado corporation (the "Company"), with the Company in connection with the proposed public offering (the "Offering") of 5,000,000 shares of the Company's Common Stock.

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